Lynxmoor Capital, a small-business funding service in Alexandria, LA, arranges funding for Rapides Parish chiropractors, physical and occupational therapists, optometrists and other practitioners: equipment financing for treatment tables, therapy and eye-care equipment, working capital while claims pay, and term loans for a second clinic. Partners set their own terms.
| Parish-wide count of other health practitioner employers | 112 sites with paid staff (2023 County Business Patterns, NAICS 6213) |
|---|---|
| Run with four or fewer on staff | 67.0% (CBP 2023) |
| Solo practitioners filing without payroll | 213 (NES 2024) |
| Their annual payroll | $25.1 million in 2023 wages (CBP) |
Who this covers
Census groups chiropractors, physical, occupational and speech therapists, optometrists, podiatrists and similar practitioners together as offices of other health practitioners (NAICS 6213). Their practices tend to be small, visit-driven and reliant on insurer or plan payments for a large share of revenue.
Chiropractic, therapy and eye-care practices counted in Rapides Parish, LA
Rapides Parish had 112 such employers in 2023, with 567 employees and $25.1 million in annual payroll (County Business Patterns 2023). Two in three (67.0%) had fewer than five employees. Twenty-four were in ZIP 71301 (ZBP 2023). A further 213 practitioners operated with no payroll in 2024 (Nonemployer Statistics), a separate count that is not added to the employer figure.
| Industry | Sites with paid staff, 2023 (CBP) | Jobs on those payrolls (CBP 2023) | Wages paid across 2023 (CBP) | Four-or-fewer staff share | Inside ZIP 71301 (ZBP 2023) | No-payroll firms, 2024 (NES) |
|---|---|---|---|---|---|---|
| NAICS 6213: offices of other health practitioners | 112 | 567 | $25.1 million | 67.0% | 24 | NAICS 6213: 213 |
Chiropractic business loans and equipment financing
Adjusting and decompression tables, X-ray units, rehab equipment and practice software are the common purchases. Chiropractic equipment financing works like any equipment agreement: the table or unit secures it, and partners want the quote and model.
Working capital for a chiropractic business
Visits are delivered daily and paid as claims process. Working capital covers payroll and rent across that wait, especially when a new associate is added.
PT and OT clinics: floor equipment plus licensed staff
PT and OT clinics carry more floor equipment and more staff per location than a solo chiropractic office: treadmills, parallel bars, modalities units and treatment tables, plus licensed therapists and aides. Business loans for a physical therapy practice often pair equipment financing with working capital for the first months of a new therapist's caseload.
Optometry practice loans and equipment financing
Optometry offices finance exam lanes, retinal imaging, visual field analyzers and optical lab equipment, and they carry frame inventory. Optometry equipment financing covers the clinical side; frames and lenses stocked for sale behave more like retail inventory.
A second treatment location
A second location needs a lease, a fit-out, equipment and staff before it has patients. A term loan usually covers the fit-out on a fixed schedule; equipment is financed on its own.
What partners review for business loans for chiropractors and therapists
- Business bank statements
- Visit volume and collections in general terms
- How long claims take to pay
- Equipment quotes
- Existing equipment agreements and any advances being collected
An illustrative new-associate gap (invented numbers)
A clinic hires an associate at $5,000 a month. The associate's visits start in week two, and claims pay roughly a month after the visit. The clinic pays about two months of the associate's wages before the associate's claims cover them. That $10,000 timing gap, not the hire itself, is the request.
Optometry equipment financing, one exam lane at a time (invented numbers)
An optometry practice adds a second exam lane. Chair and stand, phoropter, slit lamp and acuity system come to $28,000 from one vendor; a retinal imaging unit adds $22,000. Financing the lane as one agreement and the imaging unit as another lets each term match that equipment's life, and the imaging can wait if the lane fills slowly.
Frame boards for the new lane are stock for sale, so they belong in an inventory or working capital request, not on the clinical equipment line.
Related pages
Physician offices are on medical practice funding; every trade is on the industry index; parish figures are on the Alexandria, LA overview from Lynxmoor.
Practitioners with and without payroll
The parish had 213 practitioner businesses with no payroll in 2024 (Nonemployer Statistics) alongside 112 employer offices in 2023 (County Business Patterns); the programs and years differ and are not combined. Solo practitioners without staff may request smaller amounts, often for a single table or unit, while employer clinics more often request working capital for associates.
Equipment that pays back quickly versus slowly
A decompression table or a laser unit used many times a day can pay for itself faster than a specialized device used weekly. Partners do not set that rule, but owners comparing a lease with a purchase should estimate visits per week for the equipment and the payment it has to cover.
By Lynxmoor Capital · Updated